Advantages of a Commercial Mortgage

A commercial mortgage is designed for businesses and investors who wish to purchase or refinance income producing commercial properties.

Advantages of a Commercial Mortgage:

– While other investment options involve you giving up some or all of your business ownership, with commercial mortgages you can keep ownership of your business and its premises.

– Commercial mortgage interest payments are eligible for tax breaks. Interest paid on your commercial mortgage is tax deductible, as is any maintenance or repair that you make to the property.

– Commercial mortgages can channel you substantial capital growth. They are not subject to the rental fluctuations of residential properties, giving you a more stable business planning environment. This can help you more accurately manage and forecast your financial performance.

– Additionally, much like a traditional residential mortgage, when you own your own property or building you gain the advantage of appreciation on that property as its value increases.

Commercial mortgages can be used for several purposes including:

• Income properties (hotels, restaurants, gas stations etc.)
• Multi-residential properties (5 or more units, high-rise apartments)
• Industrial/warehouse properties
• Office properties
• Malls, plazas and retail properties
• Raw land financing and development
• Commercial investment

Kupina Mortgage Team is committed to finding solutions meeting the individual needs and goals of each customer. To realize your ambitions of owning your commercial property speak to one of our commercial mortgage specialists today. 1-888-955-9011