Fixed Vs. Variable Mortgage: A Quick Comparison 06 Dec 2013Mortgage, fixed, variable, fixed rate, variable rate, interest rate, 5 year fixed, five year fixed, qualify mortgage, fixed mortgage, variable mortgage, bank of canada, fixed payment, qualify, debt to service, fix vs variable, ratio, variable paymentKupina Mortgage Let’s take a look deeper look at the age old question my clients ask….”So, Variable or Fixed?”. First, let’s make some assumptions:... Read More0
Your Cellphone Account can Impact whether you’ll be Approved for a Mortgage 27 Nov 2013Mortgage, first time homebuyer, credit report, equifax, transunion, qualify, cellphoneKupina Mortgage Equifax and TransUnion are the two main credit reporting agencies in Canada. They collect all the data on your loans, lines of... Read More0
Stricter Debt Ratio Standards on the Way 02 Aug 2013Mortgage, Kupina Mortgage, Mark Kupina, fixed rate, amortization, cmhc, property tax, mortgage rule, gds, tds, income tax, condo fee, debt ratio, debt service, income, qualify, variable incomeKupina Mortgage When CMHC tightened mortgage rules last year, among the changes were stricter debt ratios and income confirmations. For typical borrowers, these are... Read More0
