Telling Yourself This Lie – and Believing it – Will Keep You In Debt.

Managing finances isn’t easy. All those bills, student loans, credit card payments—not to mention trying to save a down payment for a house or invest for retirement. No wonder we end up telling ourselves, “I’m never going to get ahead.” But it turns out, that’s one of the most destructive lies you’ll ever tell yourself!

 When you tell yourself you’re never going to get ahead, you give up trying. Why bother saving money when you’ll NEVER afford to buy a house? Why bother reducing debt when you’ll still have more than you can handle? With a defeatist attitude like that, why bother getting out of bed in the morning?

Instead, tell yourself that you WILL get ahead by taking tiny steps toward your goal every day. Work at paying down the balance on just one credit card. Start setting aside just $100 a month towards retirement. That may not seem like much, but over time, you’ll see results! If mistakes happen along the way, don’t beat yourself up. Instead, learn from your financial mistakes so you avoid them next time. And be willing to sacrifice today (by skipping that vacation or new car) in order to build a down payment on a house for tomorrow.

 Instead of lying to yourself about how hopeless things are, make this the first day of your secure financial future!

Kupina MortgageTeam  905.730.4782 – mark@kmortgage.ca